Buying a Home
Whether you are a first time homebuyer, relocating, building, or simply changing neighborhoods, we are committed to providing you with the highest quality buyer service. When investing in a property, you need our savvy local insight and the latest market information.
Buying a home is an exciting and complex adventure. It can also be a very time-consuming and costly one if you're not familiar with all aspects of the process. You need the best available information and resources.
One of our specialties is representing the best interests of Raleigh area buyers throughout the home buying process. Our comprehensive, high-quality services can save you time and money, as well as make the experience more enjoyable and less stressful.
If you are like most people, buying a home is the biggest investment you will ever make. So whether you're buying a starter home, your dream home, or an investment property, why not take advantage of our experience as your local market experts.
It should be exciting and fun! Taking the time to look at all your choices is very important. Our buyer's have loved the service we provided them. We served them by giving them...
- HELP IN FINDING A LENDER who provides the best rates and loan programs
- PATIENCE AND SKILL when looking at properties
- NO PRESSURE to rush into a decision
- DEDICATION to finding the right home
- DETERMINATION to get the best price
Buying your home is the largest investment you will make, therefore, you need a great negotiator! We know how to present your offer to the seller in a way that alerts the seller to the choices you have as a buyer. This information motivates the seller to seriously consider your offer on their home. We are some of the best buyer's agents in the Raleigh area and we will serve you with patience, integrity and diligence.
10 tips to consider when purchasing your first home!
- Do your homework before you start to look for a new home. Decide specifically what features you want in a home and which are most important to you.
- Get your finances in order. Review your credit report and be sure you have enough money to cover your down payment and your closing costs
- Don't wait to get a loan. Talk to a lender and get pre-qualified for a mortgage before you start looking.
- Don't ask too many people for opinions. It will drive you crazy. Select one or two people to turn to if you feel you need a second opinion.
- Decide when you could move. When is your lease up? Are you allowed to sublet? How
- Think long-term. Are you looking for a starter house with the idea of moving up in a few years or do you hope to stay in this home longer? This decision may dictate what type of home you'll buy as well as type of mortgage terms that suit you best.
- Be picky, but don't be unrealistic. Compromises are always a possible option. There is no perfect home.
- Don't let yourself be house poor. If you max yourself out to buy the biggest home you can afford, you'll have no money left for maintenance or decoration or to save money for other financial goals.
- Don't be naive. Insist on a home inspection and if possible get a warranty from the seller to cover defects within one year.
- Get help. Consider hiring a REALTOR® as a buyer's representative. Unlike a listing agent, whose first duty is to the seller, a buyer's representative is working only for you. Buyer's reps are paid out of the seller's commission payment.
Tips for Buyers
We will be able to show you ANY home, new or resale, no matter who the listing broker is. If you see a home advertised in the news paper, or if you drive by a home that interests you, please call us! If you visit an Open House or a New Home Community, please tell the seller's agent in the home that we are representing you. Remember, home information is always available to us, even if it is not a Re/Max listing.
You will need an earnest money check to accompany the Offer to Purchase. This may be in the form of a personal check, or in some cases a certified check. A minimum of 1% of the sales price is deemed adequate in most cases.
When your written Offer to Purchase is presented to the seller, he has three choices:
- He can accept your offer.
- He can reject your offer.
- He can make a counteroffer.
Negotiations after the initial written offer are conducted verbally until an agreement is reached. When the seller accepts your offer, or you accept his counteroffer, all will be in writing, and changes to the original offer will be initialed by the buyer and seller after the contract is signed by all parties and delivered, you have a binding contract. Your earnest money will be deposited in the listing broker's trust account to be held until closing.
It is important to remember that if you make a low offer on a new home and the offer is rejected or countered, another prospective buyer may submit an offer that may be accepted by seller before you have the opportunity to submit another offer or accept the seller's counter to your offer.
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